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Today's Rates
| Conventional | ||
| 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 4.875% | 5.062% | 0.250% |
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 4.375% | 4.731% | 0.500% |
| 4.500% | 4.819% | 0.250% |
| 5/1 Adjustable Rate | ||
| Rate | APR | Points |
| 4.125% | 5.090% | 0.250% |
| 30 Year Fixed Rate 97% | ||
| Rate | APR | Points |
| 5.125% | 5.326% | 0.375% |
| 5.250% | 5.418% | 0.000% |
| 15 Year Fixed Rate 97% | ||
| Rate | APR | Points |
| 4.750% | 5.072% | 0.250% |
| FHA | ||
| FHA 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 4.875% | 6.087% | 0.375% |
| 5.000% | 6.177% | 0.000% |
| VA | ||
| VA 30 Year Fixed | ||
| Rate | APR | Points |
| 5.000% | 5.417% | 0.250% |
| 5.125% | 5.534% | 0.125% |
Rates Listed Above are Subject
to a 1% Origination Fee.
Welcome to One Credit Union mortgage loan center for easy pre-qualification, custom rates, and expert advice to guide you through the home loan process.
Choosing your credit union is the first step toward an affordable home loan. Whether you are purchasing a home or refinancing your current loan, applying online is as easy as 1-2-3.
- Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed for instant pre-qualification.
- A Loan Officer will follow up with you and answer all your questions.
Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at (800) 578-5024.
Celebrating USDA loans for Rural America!
We're taking 100% financing to your small town. Ask us about USDA financing. Click here for more information about the program.
Calculators &
Frequently Asked Questions
Check out our helpful calculators to review your financial situation and learn more about home loans using the frequently asked questions.
Real Estate Benefits Programs
Buying a new home? Check out our rebate program.
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One Credit Union (NMLS#403170) provides mortgage loans in agreement with CU Members Mortgage, a division of Colonial Savings, F.A. NMLS#401285.