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Today's Rates
Conventional | ||
30 Year Fixed Rate | ||
Rate | APR | Points |
4.875% | 5.039% | 0.000% |
15 Year Fixed Rate | ||
Rate | APR | Points |
4.625% | 4.907% | 0.000% |
10 Year Fixed Rate | ||
Rate | APR | Points |
4.375% | 4.776% | 0.000% |
5/1 Adjustable Rate | ||
Rate | APR | Points |
4.375% | 4.929% | 0.000% |
FHA | ||
FHA 30 Year Fixed Rate | ||
Rate | APR | Points |
5.250% | 6.432% | 0.000% |
FHA 15 Year Fixed Rate | ||
Rate | APR | Points |
4.125% | 5.366% | 0.000% |
VA | ||
Federal VA 30 Year Fixed Rate | ||
Rate | APR | Points |
4.500% | 4.882% | 0.000% |
Rates Listed Above are Subject
to a 1% Origination Fee.

Welcome to One Credit Union mortgage loan center for easy pre-qualification, custom rates, and expert advice to guide you through the home loan process.
Choosing your credit union is the first step toward an affordable home loan. Whether you are purchasing a home or refinancing your current loan, applying online is as easy as 1-2-3.
- Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed for instant pre-qualification.
- A Loan Officer will follow up with you and answer all your questions.
Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at (800) 578-5024.
Celebrating USDA loans for Rural America!
We're taking 100% financing to your small town. Ask us about USDA financing. Click here for more information about the program.
Calculators &
Frequently Asked Questions
Check out our helpful calculators to review your financial situation and learn more about home loans using the frequently asked questions.
Real Estate Benefits Programs
Buying a new home? Check out our rebate program.